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Life insurance cash value
Life insurance cash value: A life insurance policy which in addition to providing a benefit upon the death of the policy holder, also accumulates cash value over time enabling benefits to be paid out before death. Please submit the form for a FREE consultation.

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Life insurance cash value


Cash value is an investment account built into your permanent life insurance policy, a.k.a. cash value life insurance (there is no cash value in term life insurance). Why do people combine investment and insurance into a single financial product? There are three significant benefits to this hybrid:

Tax exemption — Whereas interest on other investments counts as taxable income, interest grows tax-free in life insurance cash value.
Instant liquid — A rarity among interest-bearing financial products, cash value life insurance allows instant access to cash without penalties.
Versatility — Most of the reasons for life insurance have expired by the time a policyholder ceases employment. This frees the policyholder to cash in his policy/investment and use the proceeds to fund his retirement.



There are many things that need to be weighed when you select a California life insurance. For a free consultation today call us at 888-202-9441 or email us at admin@ezhealthinsuranceca.com.

 

Please visit our offical life insurance site here Senior Life Insurance